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Director
A seasoned banking professional with over three decades of experience, specializing in commercial banking, transaction banking, co-lending, and SME finance. Retired as Regional General Manager at Karur Vysya Bank in May 2023, having played a pivotal role in driving business growth, formulating policies, and executing strategic initiatives. Throughout his career, he has successfully led year-over-year business expansion through a strong strategic vision and long-term planning. His expertise includes establishing co-lending verticals, fostering key relationships with NBFCs and fintech companies, and providing consulting to SMEs across multiple industries.
With extensive experience in leading large teams across 50-60 branches, he has been instrumental in restructuring business verticals, optimizing revenue and cost efficiencies, and ensuring financial sustainability. His leadership in branch management, customer relationship building, and corporate and SME business development has significantly contributed to organizational success. Under his leadership, Karur Vysya Bank earned prestigious MSME Banking Excellence Awards from CIMSME and ASSOCHAM in multiple categories for FY 2022 and 2023.
Recognized for consistently exceeding sales and revenue targets, he has developed strong relationships with CXOs, senior executives, and customers while leading business transformation initiatives. His strategic planning and execution have contributed to the sustained growth and profitability of organizations he has been associated with.
Director
Shri M V Balasubramanyam served as the Chief General Manager of Union Bank of India, where he led the Treasury, Domestic Foreign Business, and International Banking Division at the bank’s Corporate Office in Mumbai. With over three decades of extensive banking experience, he has played a significant role in the industry.
A postgraduate in Agriculture, Shri Balasubramanyam has worked in various capacities across rural, semi-urban, urban, and metropolitan areas, both at branch and administrative levels across the country.
He has led key branches in Bangalore, Gujarat, and Chennai and has played a pivotal role in heading the bank’s CAPS branches in Mumbai, Hyderabad, New Delhi, and Bangalore, which provide specialized services for corporate clients.
As Zonal Head, he was responsible for the Bhopal Zone, covering Madhya Pradesh and Chhattisgarh, as well as the Bangalore (South) Zone. In his role as General Manager, he managed the bank’s extensive Circles in Bangalore, overseeing operations across Karnataka, Tamil Nadu, parts of Andhra Pradesh, and Mumbai—which included Maharashtra, Goa, Gujarat, Madhya Pradesh, and Chhattisgarh under Corporation Bank.
Following the amalgamation, Shri Balasubramanyam was appointed to head the Field General Manager’s Office at Union Bank of India, Mangalore, overseeing the banking operations across Kerala.
A strong advocate for leadership and professional development, he has participated in numerous executive development programs at prestigious institutions and engaged in various banking and finance forums. Throughout his career, he has received numerous accolades and awards and continues to be an active member of several industry associations.
Director
Mrs. R. Sonali Dugar has been instrumental in shaping Dugar Finance and Investment Ltd.’s growth and reputation. As Director and Promoter, she has led the company’s marketing, human resources, and corporate strategy, ensuring a strong brand presence and a people-centric work culture.
Her leadership has been key in fostering ethical business practices, driving sustainable growth, and building long-term stakeholder trust. With a focus on talent development and strategic market positioning, she has played a vital role in maintaining the company’s competitive edge while upholding its core values.
A passionate culinary enthusiast specializing in the food and restaurant industry, she is best known for introducing the 5-star molecular gastronomy dining experience to South India through SpiceKlub, where she is a partner.
Beyond business, Sonali has been actively involved in leadership roles. She previously served as Chairperson of JITO Chennai Ladies Wing and held a prominent position in Rajasthan Cosmo Club’s Meena Bazaar for two consecutive terms, raising over ₹1 crore for charity. Her maiden initiative, The Bridal Story, was a groundbreaking pan-India exhibition that became a treasure trove for wedding enthusiasts.
A well-known socialite and philanthropist, Sonali is deeply committed to charity work, particularly in supporting leprosy patients.