Commitment to Financial Inclusion Our updated policies are designed to align with our core mission — empowering underserved communities and businesses in Tier 2, 3, and 4 cities. We aim to simplify the borrowing process and extend financial support where it’s needed most.
Customer-Centric Policy Enhancements Flexible Repayment Options: Choose from monthly, quarterly, or customized repayment plans. Enhanced Credit Assessment: Faster and more inclusive credit evaluation for self-employed and rural applicants. Zero Prepayment Penalty on select loan categories for early closures. Digital Access: Online application tracking, EMI reminders, and e-statement facility now available through our portal.
MSME/Business Loans New Rate: Starting from 14.00% p.a. Tailored for small and medium enterprises to boost working capital andMSME/Business Loans expansion needs. Flexible tenure and collateral options available. EV 3-Wheeler & 4-Wheeler Loans New Rate: Starting from 10.50% p.a. Special incentives for electric vehicle buyers to promote green mobility. Fast-track processing and minimal documentation. Mortgage Loans New Rate: Starting from 12.00% p.a. Higher loan amounts against property with attractive repayment terms. Ideal for personal or business-related fund requirements. Solar Loans New Rate: Starting from 11.50% p.a. Designed to support clean energy adoption with easy EMIs. Quick approvals for residential and commercial solar installations.
